Financial problems can be devastating when a person is unable to pay their living expenses. Whether they are facing foreclosure on their home or debt collectors are threatening to garnish a person’s wages. When an individual is facing financial hardships, the inability to pay their debts can create unwanted stress. Whether you have suffered a loss of income or unexpected expenses. Creditors do not care what the reasoning is and only worried about receiving their payment. The continuous demands for payment on top of the possibility of losing your home can make this a trying time on your family. Luckily, a solution can be found when you consult Chapter 13 Lawyers in St. Petersburg, FL.
How an Attorney Can Assist You
Chapter 13 lawyers in St. Petersburg, FL can offer the valuable information you need to fully understand how filing Chapter 13 can provide you with financial relief. An attorney can aid in determining which unsecured debts will need to be paid back. A law firm can provide the services required to write a plan on how you can repay your debts over the next three to five years with a reasonable payment. Another way an attorney is beneficial during a challenging time, they can help stop wage garnishments, repossession of your property, and stop the endless calls from debt collectors when your bankruptcy is filed.
Start Repairing Your Credit Today!
Chapter 13 allows you the opportunity to still pay of your debts and start rebuilding your credit. Unlike Chapter 7, you are not requesting to be relieved of all your debts. You are asking the court to let you reorganize your debt into a more affordable repayment. At the Law Offices of Robert M. Geller, they offer the services you require to successfully file a bankruptcy and strive to find the right solution for you.