A debt relief lawyer provides a number of services to help individuals negotiate their accumulated debt, file for bankruptcy or provide some other type of debt-relief service. The actual fees charged by an attorney will be based on two factors: the person’s specific circumstances and the type of debt relief service needed.
The amount a debt relief lawyer charges will be based on whether a person hires them to:
1. Begin the process to file for bankruptcy.
2. Negotiate with the credit companies to help settle the person’s debts.
3. To provide some other type of debt-relief service.
One of the most common services offered by attorneys assisting with debt relief is to represent the client during a bankruptcy proceeding. The attorney’s charges will usually be based on:
1. Whether the person is filing chapter 13 or chapter 7 bankruptcy.
2. How complicated the specific case is going to be.
If an attorney is hired to negotiate with a person’s creditors to settle their debts, the lawyer may charge:
1. A fee per hour.
2. A flat fee based on the total number of creditors a person has.
3. A percentage based on the total amount of debt the person has.
4. A percentage based on the amount of money they are helping their client save.
In addition to debt settlement and bankruptcy, a debt relief lawyer offers a number of other services, as well which include defending a person against a collection lawsuit, completing a short sale instead of foreclosure, removing incorrect information from their client’s credit report, negotiation for forbearance agreements, or obtaining a loan modification. The cost for services is typically based on the amount of time and effort the particular debt case will require.
More information about hiring a debt relief attorney can be found at website Take some time to research the services they offer and their track record prior to hiring anyone since it will help to ensure the right lawyer is hired for the client’s needs and give the client the best possible opportunity to achieve the desired outcome for their debt situation.
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