What Happens When You Are in a Car Accident in Harford County, MD with an Uninsured Driver?

Sadly, many drivers on the road today fail to have the required auto insurance to cover the other party in the event they cause an accident. When a person is involved in a Car Accident in Harford County MD with one of these drivers, what can be done? First and foremost, law enforcement should be called and medical attention should be sought for any injuries that have been sustained. Once this has been taken care of, file a complaint with the Insurance Compliance Division (ICD) of the Motor Vehicle Administration.

What Happens Next?

Individuals who are involved in an accident of this type are covered if their own insurance policy remains in effect. Every driver with insurance is required to carry the minimum amount of uninsured motorist coverage for situations such as this. This insurance goes into effect not only when the other driver doesn’t have coverage but also when you are involved in a hit and run accident. Any damage to your property, your medical expenses, lost wages, and more are covered under this portion of the policy, up to the amount of coverage you have.

What Many Drivers Don’t Know

In the event you are in an accident with an uninsured driver, you may be worried about covering the deductible. Many drivers are unaware of the fact that state law requires the insurance company drop the deductible in this situation to $250. This is true regardless of how much the deductible normally is. Consumers who are unaware of this fact often find the insurance company did not alert them to this law and they paid more than they must for repairs to their vehicle and medical expenses related to the accident.

If you are involved in any Car Accident in Harford County MD, don’t hesitate to contact an attorney for assistance. Many individuals turn to The Law Offices of Markey & Orsi (Markeyorsilaw.com) for this help. Individuals who live in the state know how dangerous the roads can be, especially in the area around Baltimore. Don’t take chances with your future. Ensure you get the compensation you deserve. The attorneys at this firm are ready to assist you in doing exactly this.

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